Conventional Loans
Conventional home loans with competitive rates, flexible terms, and down payment options tailored to qualified buyers in Prosper and the greater North Texas area.
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Prosper, Texas · NMLS 1499226
Your home buying starts here.
Licensed states
Texas · Colorado · Oklahoma · Arkansas · Florida
Founded 2016 in Prosper, Texas. NMLS 1499226.
Loan types we help with
From first homes to refinances, we walk you through options without pressure or jargon.
FHA Loans
Government-insured loans with low down payment—as little as 3.5%. Ideal for first-time buyers and moderate credit in Prosper and North Texas.
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VA Loans
Zero-down options for eligible veterans and service members—no PMI. Star Lending Group serves North Texas military families.
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Jumbo Loans
Financing above conforming limits for luxury homes and high-cost North Texas markets.
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Refinancing
Lower your rate, change your term, or access equity with a refinance tailored to your goals.
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First-Time Buyer Programs
Down payment assistance and education resources to make your first North Texas home purchase achievable.
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DSCR Loans
Debt Service Coverage Ratio financing for investment properties—underwritten primarily on rental cash flow rather than personal W-2 income.
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Hard Money Loans
Short-term, asset-based financing often used for fix-and-flip or time-sensitive real estate projects—educational overview and how to reach our team.
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Bank Statement Loans
Documentation options that may use personal or business bank statements—often relevant for self-employed and 1099 borrowers.
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Short-Term Rental Loans
Financing conversations around residential short-term rentals (including Airbnb-style properties)—guidelines vary; we help you ask the right questions.
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Commercial Loans
Educational overview of commercial real estate financing and how our team can help you start the right conversation.
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Meet the team
Work directly with a licensed loan officer. Applications are submitted through a secure third-party portal—not on this website.
Founder & President of Star Lending Group in Prosper. 23+ years in financial services and more than $720 million in personal production, helping families in our licensed states buy and refinance with clear, direct guidance.
Loan Officer with a Texas A&M finance degree and nearly a decade of banking experience at Southwest Bank. Lance brings mortgage focus and practical guidance to families in San Antonio and the DFW area.
Mortgage Advisor and U.S. Army veteran with 13 years as a residential mortgage originator. Texas native and founder of Making Homes Affordable Again.
Branch Manager and North Dallas native with a mortgage career since 1999. Focused on clear communication and guiding clients through every step of the process.
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Prosper, TX
Serving Texas, Colorado, Oklahoma, Arkansas, Florida
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Pre-approval happens on a secure application portal. We do not collect Social Security numbers on this site.